EMI Comparison Calculator
Calculate your home loan EMI, compare it with equivalent rent, and discover how much you can save with early repayment. Make informed decisions about your home financing.
Summary
- Compare EMI vs rent across tenures.
- Model interest savings from prepayments.
- Plan home financing with clear totals.
Loan Details
Your Monthly EMI
₹43,391
for 20 years
Principal Amount
₹50L
Total Interest
₹54.1L
Total Payment
₹1.04Cr
EMI vs Rent
+₹23,391/mo
EMI is ₹23,391 more than current rent. But in 10 years, rent will exceed EMI.
Rent exceeds EMI in 10 years
When rent reaches ₹43,391/month
With Early Repayment
New Tenure
15 years 8 months
Interest Saved
₹18.5L
Time Saved
4 years 4 months
Tip: Adding just ₹10,000/month
can save you ₹18.5L in interest!
Year-wise Breakdown
| Year | Principal | Interest | Balance |
|---|
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